Mutual of America - Your Retirement Company (Registered trademark)


Main links


Interest Account


Mutual of America Interest Accumulation Account


Amounts placed in the Mutual of America Interest Accumulation Account are credited with interest at a rate determined by Mutual of America.

Investment Options



Mutual of America Life Insurance Company's group and individual variable annuity contracts allow for contributions to be allocated among the insurance company's General Account and a wide array of Separate Account investment funds. The Separate Account investment funds purchase shares of underlying mutual funds or portfolios, which include the 25 funds of the Mutual of America Investment Corporation; Fidelity® Variable Insurance Products Funds: Mid Cap, Equity-Income, Asset Manager and Contrafund® Portfolios; Vanguard Variable Insurance Fund: Diversified Value, International and REIT Index Portfolios; American Century VP Capital Appreciation Fund; American Funds Insurance Series New World Fund®; Calvert VP SRI Balanced Portfolio; Deutsche Variable Series I Capital Growth VIP; Oppenheimer Main Street Fund®/VA; PIMCO Variable Insurance Trust Real Return Portfolio; and T. Rowe Price Blue Chip Growth Portfolio. These underlying funds or portfolios sell their shares to separate accounts of insurance companies and are not publicly available. Some contracts issued under retirement plans limit the available Investment Funds or restrict their use when contributions for a participant have not vested to the participant.

*Mutual of America Separate Account No. 2 is available under individual annuity contracts for Traditional Individual Retirement Annuities, Roth Individual Retirement Annuities, Inherited Individual Retirement Annuities, and Flexible Premium Annuities. Additional information about Mutual of America Separate Account No. 2 can be found on this website.

**Mutual of America Separate Account No. 1 is available under group annuity contracts for qualified Defined Benefit, Defined Contribution, and 401(k) plans. Mutual of America Separate Account No. 2 is available under group annuity contracts for Tax-Deferred Annuities, Section 457 plans, and Thrift plans, and under individual annuity contracts for Simplified Employee Pension (SEP) and Savings Incentive Match Plan for Employees of Small Employers (SIMPLE) Individual Retirement Annuities. Additional information about Mutual of America Separate Accounts No. 1 and No. 2 can be found on this website.

Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and the underlying investment funds. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses. Please read the contract prospectus or brochure and underlying fund prospectuses and summary prospectuses carefully before investing. The contract prospectus or brochure and underlying fund prospectuses and summary prospectuses can be obtained by mail or by calling 1-800-468-3785.

Mutual of America also offers other products such as group annuity contracts for defined contribution, defined benefit, and 401(k) plans. These contracts allow for contributions to be allocated to the funds of Mutual of America Separate Account No. 1. For information on these Mutual of America products, including charges and expenses, please contact us at 1-800-468-3785 for a brochure and prospectus. Read them carefully before you invest.

Mutual of America offers variable universal life insurance which allows for the allocation of premiums to the funds of Mutual of America Separate Account No. 3. For more information on this product, including investment objectives, risks, charges and expenses, which you should consider carefully before investing, please contact us at 1-800-468-3785 for a contract prospectus and a prospectus of the underlying funds. Read them carefully before you invest. This product may not be available in your state.


Utility links