If you haven't checked your retirement savings account allocations recently, the start of a new year is a good time to do so. Simply log in to My Account and select Investment Charts from the left menu where you will see the following:
Current balances by Interest Accumulation Account and/or investment fund
Current balances by category
Allocations of future contributions by Interest Accumulation Account and/or investment fund
Allocations of future contributions by category
You can rebalance your portfolio by transferring assets among the Interest Accumulation Account and/or Separate Account investment funds to bring their allocations in line with your investment objectives. You can also change the allocations of your future contributions. Select either Transfer or Allocation Changes from the Account Transactions section of the left menu.
Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and the underlying investment funds. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses. Please read the contract prospectus or brochure and underlying fund prospectuses and summary prospectuses carefully before investing. The contract prospectus or brochure and underlying fund prospectuses and summary prospectuses can be obtained by mail or by calling 1-800-468-3785.
Mutual of America's group and individual retirement products are variable annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should carefully consider a variable annuity contract's other features before making a decision.