Full Range of Savings and Investment Services
Plan participants can construct their own portfolios to suit their particular risk-tolerance, needs and objectives, using the savings and investment options offered by Mutual of America.
Interest Accumulation Account to Protect Against Market Risk
For more risk-averse participants, the Interest Accumulation Account of our General Account is an attractive retirement savings alternative, with a guarantee of principal and previously credited interest to protect against market risk.
The guarantee is based on Mutual of America's financial strength and claims-paying ability. Mutual of America assumes the investment risk of the underlying investments of the Interest Accumulation Account.
The current effective annual yield for interest credited to the Interest Accumulation Account under our group annuity contracts is:
This guarantee is subject to Mutual of America's financial strength and claims-paying ability.
Investment Funds to Help Protect Against Inflation
The investment funds we offer are the result of a careful review and implementation process. They are managed by:
- Quality investment management firms with well-defined investment processes, and
- Strong portfolio management teams with significant research capabilities and a track record and standards of ethical business practices.
A Broad Array of Separate Account Investment Options
This chart shows how Mutual of America's Separate Account investment funds available through your retirement plan compare in terms of risk and potential return. The spacing between funds is not meant to be exact, but rather to illustrate relative risk and potential return.
The Allocation and Retirement Funds are grouped together above with the other balanced funds for illustrative purposes. The asset composition of these funds can differ significantly and therefore can have different risk and potential return characteristics among different asset classes. The actual performance of the Underlying Funds may differ depending on the investment alternatives selected, timing of transactions, market conditions and other factors.