403(b) Plan Services

Does your 403(b) plan comply with today's regulations? Are you and your employees getting all of the investment, educational and administrative support that you require? For 403(b) plan sponsors who choose Mutual of America as the sole provider for their retirement plan, we provide all appropriate plan documents required for 403(b) plans.

Administrative Services that Keep Your 403(b) Plan in Compliance

We offer the administrative services you need to help keep your plan in compliance with 403(b) regulations (subject to the plan provisions you adopt).
  • 403(b) Plan Document Services
  • Universal Availability Notification provided to your participants by us on your behalf
  • Employee Communication Services
  • Loan Administration Services
  • Monitoring 402(g) Elective Deferral Limit
  • Hardship Withdrawals
  • Minimum Distribution Processing
  • Involuntary Distributions
  • Annual Return/Report Form 5500 (only for plans subject to the Employee Retirement Income Security Act of 1974, as amended (ERISA))
  • Information Sharing Agreement (ISA)
  • Qualified Joint and Survivor Annuity (QJSA) Compliance Processing for ERISA Plans
  • Summary Plan Description (SPD); Summary of Material Modifications (SMM) Services (only for plans subject to ERISA)

You should consider the investment objectives, risks, and charges and expenses of the investment funds and, if applicable, the variable annuity contract, carefully before investing. This and other information is contained in the funds' prospectuses and summary prospectuses and the contract prospectus or brochure, if applicable, which can be obtained by calling 800.468.3785 or visiting mutualofamerica.com. Read them carefully before investing.
Mutual of America's group and individual retirement products are variable annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should consider a variable annuity contract's other features before making a decision.

Group Product