Today, it's more important than ever to know that you're working with a Company that has a proven track record of prudent management, financial strength, competitive products and a commitment to service.
Our long-standing, prudent and conservative management policies, consistently implemented over the years, continue to serve the Company's customers well. As a mutual insurance company, we do not have stockholders, are not publicly traded and are operated solely for the benefit of our customers. This allows us to manage the Company for the long-term interest of our customers, rather than for the short-term demands of the stock market. Our highest priority is to ensure that we honor our contractual obligations to our customers.
You should consider the investment objectives, risks, and charges and expenses of the investment funds and, if applicable, the variable annuity contract, carefully before investing. This and other information is contained in the funds' prospectuses and summary prospectuses and the contract prospectus or brochure, if applicable, which can be obtained by calling 800.468.3785 or visiting mutualofamerica.com. Read them carefully before investing.
Mutual of America's group and individual retirement products are variable annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should consider a variable annuity contract's other features before making a decision.