individual product overview Today, it's important to take full advantage of your opportunities to save for retirement. Whether you're just starting out or looking to get your retirement savings back on track, Mutual of America offers a variety of individual products to help individuals prepare for a more rewarding retirement, including:

  • Traditional IRA
  • Rollover IRA
  • Roth IRA
  • Flexible Premium Annuity (FPA)
For specific details about our long-term savings alternatives, select a product link from the left-hand menu. Mutual of America offers a variety of options for withdrawing your money based on your specific needs for retirement income. Learn more about Turning Your Retirement Savings into Retirement Income. Our Participant Account Representatives and Rollover Specialists can help you review your savings and investment options and help you to choose how and when to receive your retirement income. It's important to have a sound, long-term savings strategy, with your assets invested at a strong financial institution that will be there when you need it. Since 1945, Americans have turned to Mutual of America to help plan for their retirement and meet their long-term financial objectives. Today, Mutual of America is financially strong, and is rated among the strongest companies in the life insurance industry by the major rating agencies. We are committed to providing quality products and services to help you build and preserve assets for a financially secure future.

You should consider the investment objectives, risks, and charges and expenses of the variable annuity contract and the underlying investment funds carefully before investing. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses, which can be obtained by calling 800.468.3785 or visiting mutualofamerica.com. Read them carefully before investing.

Mutual of America's IRAs are individual variable annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should consider a variable annuity contract’s other features before making a decision. Form IRA-2004 or applicable state variation.

Individual Product