TOTAL RETURN PERFORMANCE DATA FOR
MUTUAL OF AMERICA Traditional IRA, Roth IRA, Inherited IRA, and Flexible Premium Annuity Separate Account No. 2
INVESTMENT FUND
DATE OF INCEPTION 1
YEAR TO DATE
AS OF
08/23/2019
PRIOR 3 MONTHS AS OF 07/31/2019
AVERAGE ANNUAL RETURNS FOR YEARS
ENDED 07/31/2019
1 YEAR
3 YEARS
5 YEARS
10 YEARS*
Equity Funds
02/05/1993
14.32%
1.42%
6.85%
12.12%
10.01%
12.56%
01/01/1985
12.74%
0.66%
3.46%
9.90%
8.19%
11.37%
07/01/2005
4.14%
-1.97%
-7.43%
3.85%
3.77%
9.09%
07/01/2005
10.83%
-0.47%
-1.26%
8.80%
7.52%
10.97%
07/02/2018
6.33%
-1.07%
-7.79%
N/A
N/A
-4.78%
07/01/2005
10.83%
0.30%
-1.41%
6.89%
5.99%
9.57%
05/03/1999
10.85%
-0.03%
-0.28%
8.57%
7.89%
12.35%
11/05/2007
6.26%
-1.82%
-4.35%
5.28%
1.20%
4.25%
01/03/1989
26.06%
4.53%
16.07%
13.54%
10.52%
12.91%
08/05/2013
14.80%
1.91%
3.50%
8.63%
2.99%
4.25%
07/01/2019
-6.98%
N/A
N/A
N/A
N/A
1.68%
01/03/1989
22.59%
2.47%
11.48%
16.02%
13.17%
13.52%
07/01/2005
8.55%
-1.61%
-5.58%
7.60%
5.91%
10.16%
05/01/1995
12.11%
0.47%
3.89%
8.33%
6.05%
10.37%
05/01/1995
17.41%
2.21%
6.98%
11.92%
9.10%
11.87%
07/01/2019
-6.18%
N/A
N/A
N/A
N/A
1.24%
07/01/2019
-3.36%
N/A
N/A
N/A
N/A
1.18%
07/01/2005
18.32%
1.93%
9.13%
10.15%
8.96%
11.77%
07/02/2018
13.93%
0.62%
2.58%
N/A
N/A
5.45%
07/01/2019
-2.65%
N/A
N/A
N/A
N/A
2.16%
08/05/2013
16.94%
1.36%
8.88%
18.95%
14.08%
14.70%
07/01/2005
9.23%
-0.10%
2.38%
6.94%
5.44%
9.90%
07/01/2005
10.61%
-2.75%
-4.06%
11.56%
5.47%
7.57%
07/01/2019
-5.03%
N/A
N/A
N/A
N/A
2.25%
Real Estate Fund
08/05/2013
22.73%
3.12%
11.98%
2.31%
6.91%
7.72%
Fixed Income Funds
Mutual of America Money Market Fund
7-day current yield as of 08/20/19 was 1.01%**
01/01/1985
0.83%
0.32%
1.21%
0.31%
-0.32%
-0.82%
02/05/1993
5.51%
1.86%
5.18%
1.04%
1.36%
2.25%
01/01/1985
7.59%
2.71%
6.84%
1.51%
2.16%
3.24%
08/05/2013
7.84%
2.47%
4.24%
1.33%
0.53%
0.91%
07/02/2018
8.39%
3.05%
7.06%
N/A
N/A
6.42%
Balanced Funds
01/01/1985
8.85%
0.87%
4.22%
6.93%
5.80%
7.73%
05/01/1995
9.62%
1.24%
2.89%
5.69%
3.70%
6.74%
05/13/1991
16.32%
3.85%
9.42%
8.25%
6.07%
8.35%
Asset Allocation Funds
05/20/2003
8.49%
1.72%
5.32%
4.46%
4.05%
5.38%
05/20/2003
9.87%
1.28%
4.39%
6.68%
5.64%
7.84%
05/20/2003
10.37%
0.68%
2.61%
7.74%
6.32%
9.58%
Retirement Funds
11/05/2007
7.57%
1.67%
5.10%
3.74%
3.62%
4.99%
11/05/2007
8.05%
1.62%
4.82%
4.46%
4.12%
6.17%
11/05/2007
8.98%
1.46%
4.66%
5.26%
4.69%
6.89%
11/05/2007
9.58%
1.31%
4.28%
6.11%
5.25%
7.76%
11/05/2007
10.05%
1.08%
3.66%
6.97%
5.93%
8.71%
11/05/2007
10.52%
0.83%
2.99%
7.63%
6.44%
9.38%
11/05/2007
10.80%
0.63%
2.51%
8.16%
6.76%
9.85%
11/05/2007
10.64%
0.45%
2.05%
8.18%
6.70%
9.91%
11/05/2007
10.62%
0.36%
1.78%
8.24%
6.66%
9.89%
10/01/2012
10.43%
0.21%
1.31%
8.19%
6.59%
8.98%
10/01/2016
10.20%
0.13%
1.09%
N/A
N/A
8.63%
07/02/2018
10.02%
0.01%
0.70%
N/A
N/A
2.55%

Current Total Separate Account Annual Expenses are 0.90%. Performance between August 1, 2010 and September 30, 2016 reflects Total Separate Account Annual Expenses of 1.20%. Performance prior to August 1, 2010 reflects Total Separate Account Annual Expenses of 0.90%.

* Or since inception if the Fund has been in existence for less than 10 years.
** Please note that the current yield quotation more closely reflects the current earnings of the Money Market Fund than the total return performance data.

The performance data shown represent past performance, which is not a guarantee of future results. Investment returns and unit values will fluctuate so that units, when redeemed, may be worth more or less than their original cost. Investment Fund total return performance currently may be lower or higher than the figures stated above.

The total return performance data are based on a hypothetical investment of $1,000, which is redeemed at the end of the periods shown. The total return figures reflect the reinvestment of investment income and capital gains and losses, and are net of expenses which include a contract fee, an expense risk fee, administrative charges, a distribution expense charge and Underlying Funds fees and expenses.

Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and the underlying investment funds. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses. Please read the contract prospectus or brochure and underlying fund prospectuses and summary prospectuses carefully before investing. The contract prospectus or brochure and underlying fund prospectuses and summary prospectuses can be obtained by mail or by calling .

Money Market Fund Investors: You could lose money by investing in the Fund. Because the share price of the Fund will fluctuate, when you sell your shares they may be worth more or less than what you originally paid for them. The Fund may impose a fee upon sale of your shares or may temporarily suspend your ability to sell shares if the Fund's liquidity falls below required minimums because of market conditions or other factors. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.

The total return figures for periods extending beyond a year are average rates of return and do not reflect the Funds' actual year-to-year results, which varied over the periods shown. Contributions or withdrawals made within a period would experience different rates of return based on the unit values on the dates of such transactions.

1 Date of Inception shown for an Investment Fund is the date the Underlying Fund became available to the Separate Account. An Underlying Fund may have begun operations at an earlier date.

2 The All America Fund adopted its current asset allocation effective May 1, 2016.

3 The transfer agent and distributor for the Fidelity VIP Portfolios and the investment advisers for the PIMCO Variable Insurance Trust Real Return Portfolio, the T. Rowe Price Blue Chip Growth Portfolio, and the MFS® VIT Mid Cap Value Portfolio reimburse Mutual of America Life Insurance Company for certain administrative expenses or services Mutual of America provides. We pass these reimbursements on to our contract holders, and as such, the Separate Account expenses for the corresponding Separate Account Funds are reduced to the extent Mutual of America receives such reimbursements. Without such reimbursements, the performance returns of the corresponding Separate Account Funds would have been lower. Please refer to the prospectuses of these Underlying Funds for more information on such expense reimbursements.

4 Vanguard added an additional subadviser to its International Fund on March 1, 2008, supplementing the two that were in place already.

5 Effective September 11, 2013, the subadviser was terminated and the adviser assumed responsibility for the day-to-day management of the equity securities of the Calvert VP SRI Balanced Portfolio.

6 The Allocation Funds adopted their current asset allocation effective May 1, 2014.

7 Performance for all periods ended December 31, 2018 for the American Funds Insurance Series ® New World Fund ® reflects a correction to the unit value as of that date.

Interest Account

Investment Options