Financial Markets and Your Retirement Account

Regardless of what's happening in the markets, periodically reviewing your retirement savings is key.

Whatever the state of the economy and stock market, it's important to continue to contribute to your retirement plan and keep track of your long-term goals. While financial markets have been unpredictable over the past year in particular, there are things you can do within the My Account section of mutualofamerica.com to help check on and make informed choices about your retirement savings plan account.
The My Account section of our website provides you with the convenient, secure access to your account, where you can:
"When you're reviewing your account, check to see if you have an asset allocation that's appropriate based on your age, risk tolerance and expected retirement date. If it is, then it's generally best to stay on course rather than make any knee-jerk decisions based on the short-term ups and downs of the markets," says Mutual of America Participant Account Representative Natasha Karbasi.
If you do decide you need to adjust your asset allocation, tools like Mutual of America's Investment Questionnaire can help you identify a possible mix of asset classes potentially suited to your long-term investment success. But no matter your individual situation, always focus on the endgame: building financial security for your retirement.
To learn more about your account and saving for retirement, contact your local Mutual of America representative.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes only. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
You should consider the investment objectives, risks, and charges and expenses of the variable annuity contract and the underlying investment funds carefully before investing. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses, which can be obtained by calling or visiting mutualofamerica.com. Read them carefully before investing.
Mutual of America's group and individual retirement products are variable annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment options you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should consider a variable annuity contract's other features before making a decision.
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