Mutual of America - Your Retirement Company (Registered trademark)

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Expand Your Income Options

[This article was archived on 2/6/2017.]

SPO Enhancements
The SPO payment amount and method can be changed or stopped at any time. We encourage you to sign up for Electronic Funds Transfer (EFT) to have your SPO payments deposited directly to your bank account. SPO payments can also be mailed to your home address.
SPOs are also now available to IRA and FPA contract owners who are younger than 59½. Please note that withdrawals by individuals younger than 59½ are subject to an additional 10% tax on early distributions unless an exception applies. A list of exceptions can be found on the IRS website.
Learn more about the SPO by calling your local Mutual of America Regional Office today.

Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and the underlying investment funds. This and other information is contained in the contract prospectus and underlying funds prospectuses and summary prospectuses. Please read the prospectuses and summary prospectuses carefully before investing. The prospectuses and summary prospectuses can be obtained by mail or by calling .
Mutual of America's group and individual retirement products are variable annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should carefully consider a variable annuity contract's other features before making a decision.
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