When you think about retirement, you may wonder if you and your family will be financially secure and if you'll have the money to do all the things you've always wanted to do – such as traveling, learning new skills or being more active in your community.
Whatever your long-term goals and retirement dreams may be, it makes sense to plan ahead. A Mutual of America Financial Consultant can assist you in reviewing your goals and priorities and provide you with information that you can use now and as your personal and financial circumstances change.
"Our Financial Consultants follow a disciplined three-step process to give you a better idea of where you stand and how you can reach your goals," says William Shannon, Senior Vice President, Financial Consulting Services. "They'll help you evaluate your road map for a secure financial future and your retirement income needs, including pensions, personal savings and Social Security."
3-Step Process to Evaluate Your Road Map
A Financial Consultant will help you assess your financial information, including providing education on how you can develop a long-term approach to your family's financial security and your retirement income needs.
They will provide an analysis of your current financial position and explain the impact of your risk tolerance and time horizon, and assist you in your development of a financial strategy, including asset allocation and diversification. This includes discussing the importance of protecting your family's assets through life insurance and estate planning, including the role of wills, power of attorney and healthcare proxies.
They will help you periodically review your progress in implementing the decisions you've chosen to pursue for your long-term goals, and provide information that can help you adjust your financial approach as your circumstances change.
It's important to note that there is no expense or fee for this service, although there are minimum account balance requirements.
Connect with a Financial Consultant Today
Maximize your opportunities to realize a financially secure retirement by protecting the assets that you've worked so hard to accumulate. Call your local Mutual of America Regional Office today to schedule an appointment with a Financial Consultant.
The guidance and information provided by Mutual of America's Financial Consultants are educational in nature and are not intended to serve as a primary basis for your investment decisions. No separate fee is charged by Mutual of America Life Insurance Company or its affiliates for Financial Consulting Services.
Mutual of America's Financial Consulting Services do not create an investment advisory or a fiduciary relationship (including under ERISA) between you and Mutual of America Life Insurance Company or its affiliates.
Mutual of America Life Insurance Company, its affiliates and its Financial Consultants do not provide tax or legal advice. Consult your personal tax adviser or attorney for matters involving taxation and tax planning and your attorney for matters involving personal trusts and estate planning.
You should consider the investment objectives, risks, and charges and expenses of the variable annuity contract and the underlying investment funds carefully before investing. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses, which can be obtained by calling or visiting mutualofamerica.com. Read them carefully before investing.
Mutual of America's group and individual retirement products are variable annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment options you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should consider a variable annuity contract's other features before making a decision.