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Your Retirement Center

Personal Finance Overview

Whether it’s buying a car, paying college tuition, or fixing up your home, getting a loan can be a way for you to handle the important things that require an immediate cash outlay. In Loan Basics, you’ll read about fixed and adjustable-rate interest and secured and unsecured loans.
In Credit Card Basics, you can find out if you’re using credit in a way that’s better for you than it is for the credit provider. You can take a close look at a typical card’s anatomy and decipher the details of a monthly statement. And you’ll want to know how to build a good credit history and how to deal with credit problems.
If you’re thinking of buying a home, Owning a Home will walk you through the steps, from accumulating the down payment to finding out the pros and cons of adjustable and fixed rate mortgages. If you already own a home, find out how you can use your home equity to get the best loan rates.

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